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Payment Option & Insurance

Payment Options & Insurance We Accept  

Accessible Mental Health Counseling in Fort Wayne, IN 

At Insight Counseling, we believe everyone deserves access to compassionate, professional mental health care. Whether you’re seeking help for anxiety, depression, trauma, or other emotional challenges, we make the payment process simple and transparent—so you can focus on what matters most: your well-being. We accept a variety of payment options, work with many insurance providers, and also offer flexible self-pay plans to ensure that cost is never a barrier to receiving the support you need.

Professional Mental Health Care

We Accept Most Major Insurance Plans

We are in-network with a wide range of commercial, Medicaid, and Medicare insurance providers to help make therapy more affordable.

Mental Health Payment Options

*Commercial Insurance Plans Accepted:

  • Anthem

  • Blue Cross Blue Shield (BCBS)

  • United Healthcare (UHC)/UMR

  • Carelon Behavioral Health

  • PHP (Physicians Health Plan)

  • Aetna​

  • Parkview Signature Care

  • Quest Behavioral Health

  • First Health

  • Meritain

*Indiana Medicaid Plans Accepted:    

  • Anthem Medicaid

*Medicare Plans Accepted:  

  • United Healthcare Medicare Advantage

Not sure if your insurance is accepted?
Contact us and we’ll verify your benefits for you.

*Not all insurance carriers are accepted by all Insight Counseling therapists.

Private Pay & Flexible Payment Options

If you don’t have insurance or prefer not to use it, we offer competitive self-pay rates. Many clients choose private pay for privacy, flexibility, or access to services not covered by insurance.

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Accepted Payment Methods:

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  • Credit/Debit Cards (Visa, Mastercard, Discover, Amex)

  • HSA & FSA Cards

  • Secure online payments through our client portal

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Using HSA or FSA for Therapy 

 

Mental health counseling is typically a qualified medical expense under most Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use your benefits card to pay for eligible sessions directly.

Counseling Payment Plans

We’re here to Help You Navigate Coverage     

Understanding mental health benefits can be confusing. Our team is here to help. We can:

  • Verify your insurance benefits

  • Estimate your out-of-pocket costs

  • Answer questions about coverage and billing

Need help with insurance or payments?
Call us at: 260-267-0705 or send a message and we’ll guide you through the process.   

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